Liability insurance provides the insured party with protection against claims resulting from injuries and damage to people or property. Liability insurance policies cover both legal costs and any damages for which the insured party would be responsible if found legally liable and damage to people or property

Types of Liability Insurance are: –

Public Liability Insurance:
– This covers legal liabilities for accidental bodily injury or property damage to third parties occurring on your business premises or due to your business operations.

Employer’s Liability Insurance/Workmen’s Compensation:
– This covers legal liabilities arising from employee injuries or illnesses sustained during employment.

Product Liability Insurance:
– This covers legal liabilities arising from injury or damage caused by products supplied or manufactured by your business.

Professional Indemnity:
-This protects professionals from legal claims due to mistakes, negligence, or poor advice, covering legal costs and compensation.

Motor Contingency:
– This covers a business if an employee or third party causes an accident using a personal or rented vehicle for work. It handles third-party injuries, property damage, and legal fees.