Whole Life Insurance
– A type of life insurance that provides lifelong coverage and includes a cash value component.

Term Life Insurance
– A life insurance policy that provides coverage for a specific period (e.g., 10, 20, or 30 years).

Critical Illness
– An add-on (rider) to a long-term ordinary life insurance policy that provides a lump sum payout if the insured is diagnosed with a serious illness.


Retirement Plan
– A savings and investment feature within a long-term ordinary life insurance policy that helps individuals build funds for retirement.

Pension Plan
– A financial plan that provides regular income after retirement, often linked to a life insurance policy.

Income Protection Plan
– A policy that provides regular income if the insured is unable to work due to illness or disability.